Before starting your home buying journey, it’s important to know what to expect. From understanding the steps to preparing for financial and legal commitments, I’ll guide you through the process so you feel confident and informed every step of the way.

The next step is getting pre-approved for a mortgage with one of our preferred lenders. You’ll meet with them and share your financial information so they can determine how much you can borrow. Pre-approval gives you a clear budget for your home search and shows sellers that you’re a serious, ready-to-buy candidate.

Having the right real estate agent makes all the difference when buying your first home. I’ll guide you through the process, help you find homes that fit your needs and budget, and negotiate to get you the best deal. It’s important to work with someone experienced in the type of home you’re looking for and who truly knows the local market.

Now it’s time to start looking for your dream home! I’ll help you create a wish list and set a budget. Together, we can browse homes online or visit open houses to get a feel for what’s out there. Remember to be patient — the right home is worth waiting for!

Once you find a home you love, it’s time to make an offer. I’ll help you create a strong, competitive offer based on the home’s value and the local market. I’ll also guide you through negotiations to make sure you get a fair price.

After your offer is accepted, a home inspection is an important next step. This thorough check looks at the home’s structure, electrical, plumbing, and HVAC systems to uncover any issues like leaks, faulty wiring, or mold. I can recommend a trusted inspector and answer all your questions. Based on the report, we may be able to negotiate repairs or a credit with the seller, helping protect your investment.

After the inspection, your lender will order a home appraisal to confirm the property’s market value. The appraiser checks the home’s condition, size, location, and recent comparable sales. The report goes to you and your lender, and any issues must be addressed before closing. If the appraisal is lower than the purchase price, we may need to renegotiate with the seller or adjust your funds. I’ll guide you through each step and help you understand your options.